Klarna is a payment service provider that takes end-to-end responsibility for your payment.
Klarna is the provider of smooth payments to more than 100,000 online stores, now including Lovehoney.
Over 60 million customers worldwide have trusted Klarna to securely handle their payments.
How does Pay later with Klarna work?
Once your order's confirmed, you'll receive an email with payment instructions within two days from Klarna.
You'll then have 30 days to try on your order and only pay when you're happy. Complete the payment online, at your convenience, with no extra cost.
You can pay via credit or debit card at www.klarna.com/uk
How does Pay later in 3 with Klarna work?
Pay later in 3 will allow you to spread the cost of your purchase over 3 equal payments. The payment for each instalment will automatically be collected from the debit or credit card you entered at checkout.
Your first instalment will be collected when your order is confirmed by Lovehoney and instalments 2 and 3 are scheduled 30 and 60 days later, respectively.
Please spend responsibly. Borrowing more than you can afford could seriously affect your financial status. Make sure you can afford to make your monthly repayments on time.
Lovehoney is not a lender and acts only as an introducer. The credit product is provided by Klarna Bank AB (publ). Credit is only available to permanent UK residents aged 18 and over, depending on their status. Terms and conditions apply. Please note that Pay in 30 days and Pay in 3 instalments are not regulated by the FCA.
What's PayPal Pay in 3?
PayPal Pay in 3 is an interest-free loan that lets you split your basket into 3 payments, with the first due at time of purchase and subsequent payments due every month on the same date.
It’s a great way to spread the cost of larger items or to cover emergencies, and is a helpful tool to manage your budget more effectively.
Please note that Pay in 3 is a form of credit, so carefully consider whether you can afford the repayments to avoid late fees and possible impact to your credit score.
Will I be able to use PayPal Pay in 3?
Pay in 3 is only available to customers over 18 living in the United Kingdom (excluding Channel Islands and the Isle of Man). If you choose PayPal Pay in 3 as your payment method when you check out with PayPal Pay Later, you’ll be taken through the application process. You’ll get a decision instantly, but not everyone will be approved based on our internal checks.
How long will my PayPal Pay in 3 plan last?
Your plan will last 2 months in total. The first payment will be due at the time of purchase, followed by 2 further payments due each month after that.
In order to use Paypal pay in 3, you will need to be over the age of 18 and living in the United Kingdom (excluding Channel Islands and the Isle of Man). In some circumstances, Paypal may also assess your credit worthiness by performing a soft credit search that won't have an impact on your credit history.